Small Biz Heroes
Bank-Level Term Loan and Revolving Line of Credit Products
Products only available in the following states: CT, MA, RI, PA, FL, NC, SC, GA and TX
Minimum Amount
10000
Maximum Amount
1000000
Term Length
12 – 60 months
Interest Rate
WSJ Prime +1-5%
Payment Frequency
Monthly
REVOLVING LINE OF CREDIT PRODUCTS
Minimum Amount
10000
Maximum Amount
1000000
Term Length
24 months+ (5% principal/mo)
Interest Rate
WSJ Prime + 1-5%
Payment Frequency
Monthly
What Businesses Qualify?
Equipment financing is the perfect option for a company that needs equipment but doesn’t want to use all their own cash flow to buy it. This type of loan will help you acquire equipment without any upfront money, while also acting as a valuable form of collateral in case anything goes wrong and your business needs to borrow more cash down the line.
Equipment financing approvals are based on personal and business credit scores, industry type, positive trade history, existing trade lines, Debt Coverage Service Ratio and the equipment quotes provided by the business owner.
What Type of Equipment?
You might think that our underwriting team is just concerned with your borrowing history, but the type of equipment you are purchasing could also play a role in whether or not we approve your loan. If you’re looking to invest in something high-value and value retaining, then even if your credit profile isn’t perfect yet we may be able to work out an agreement for financing – as long as it’s within budget!
PRODUCT SPECIFICATIONS
Fully Amortizing
No Early Payment Penalty
Min FICO: 640
Min Rev: $100,000
Min TiB: 2 years
25%+ Owners must sign
Dual product capability
Only one MCA position allowed
DOCUMENTATION REQUIREMENTS
$10,000 - $99,000 Credit Request
Signed Application
Last 3 months of business checking statements
Copy of Driver's License
$100,000 - $1,000,000 Credit Request
All docs listed above
Last 2 years of complete business tax returns
Personal Financial Statement
Current Debt Schedule
Year to Date Profit & Loss and Balance Sheet
Let’s Get You Funded
What do you qualify for?
Getting the right business loan is a lot easier than you think. We help you identify exactly what you qualify for and what program is going to be the best fit to suite your specific needs. See what you qualify for today completely risk free!

Must have a Business Bank Account for most programs





Both location and operation of Business must be in the United States of America or Canada





Must not have an open bankruptcy




