Business Credit Suite

Build a Fundable Business Profile, Without Using Your Personal Credit

Most small business owners rely too heavily on personal credit. The Business Credit Suite is designed to change that — giving you the tools, guidance, and access needed to build real business credit that doesn’t require a personal guarantee.

You’ll gain visibility into how lenders view your business, fix issues before they cost you, and unlock the credit you need to grow, all backed by expert support and smart software.

How it works

Here’s How It Works

Step 1: Enroll and Log In

You’ll receive immediate access to your Fundability Score (0–890) — based on the same data lenders use to approve business financing. You’ll see what’s holding you back and exactly how to fix it.

Step 2: Build Your Business Foundation

Our advisors help you structure your business properly, based on underwriting criteria most lenders don’t disclose. You’ll also get set up with all three commercial credit bureaus: D&B, Experian, and Equifax.

Step 3: Add Reporting Tradelines

Get connected to business vendors and suppliers that report to the major bureaus. These can be used to purchase up to 85% of what your business needs.

Step 4: Access the Marketplace

You’ll unlock a real-time system with the largest database of starter, vendor, fuel, and fleet credit suppliers — and guidance on which accounts to apply for, when.

Step 5: Grow Your Credit and Unlock Major Offers

Once you have 3–4 starter tradelines, you’ll move to revolving credit offers with major retailers. With 9+ tradelines reporting, you’ll gain access to auto financing, SBA loans, and Visa/Mastercard credit lines with 0% interest offers and limits up to $50K, $75K, or even $100K+.

What’s Included

Fundability Score Dashboard

Get instant access to your Fundability Score — a proprietary rating based on the same data lenders use to approve (or deny) financing. See exactly what’s holding you back and what to fix.

Guided Credit Building Support

Our advisors help you structure your business the right way, based on underwriting criteria lenders rarely share. You’ll set up and optimize your credit profile step-by-step.

Access to Reporting Tradelines

Gain access to real vendor accounts and credit lines that report to Dun & Bradstreet, Experian, and Equifax — the three major commercial credit bureaus.

Real-Time Credit Marketplace

Browse and apply for the largest database of starter, fleet, and vendor credit opportunities, all in one place, all pre-vetted.

Step-by-Step Growth Strategy

We guide you through building a strong credit file, starting with foundational accounts, and leading up to major approvals like business credit cards, vehicle financing, and unsecured lines of credit all without using your personal credit.

Why Business Credit Matters

Separate Personal & Business Finances

Stop putting your personal credit on the line every time you need funding.

Improve Approval Odds

Lenders look at your business credit when determining risk — strong scores mean better terms.

Qualify for Larger Limits

With 9+ reporting tradelines, you can access Visa, Mastercard, and Gas Cards with limits of $50K–$100K+. Not to mention fleet credit for adding new vehicles to your business.

Lay the Groundwork for SBA, Real Estate, and Growth Loans

A strong credit profile is essential for long-term funding.

Who It’s For vs. Who It’s Not For

Is This Right for You?

A step-by-step system designed to strengthen your business profile, build credibility, and unlock real funding opportunities.

This Is for You If

Not for You If

Unlock High-Limit Business Credit Without Using Your Personal Credit

If you’re ready to separate your personal and business credit, access real funding tied to your EIN, and qualify for high-limit cards and lines — the Business Credit Suite is your first step.

Our team will walk you through exactly how it works, what you’ll need to get started, and how soon you can begin building a credit profile that opens serious doors.