Business Lines Of Credit

Need funding on standby? A business line of credit gives you flexible access to capital when you need it most — without locking you into a large lump-sum loan. Draw what you need, when you need it, and only pay interest on what you use.

Whether it’s for payroll, inventory, marketing, or seasonal expenses, your line is always there ready to help your business move forward.

Key Details

Max Credit Line

$5K – $3M

Payback Terms

6 Months – 3 Years

Funding Time

As little as 1 day

Repayment

Weekly or Monthly

Type

Revolving Line — reuse funds without reapplying

Credit Pull

Soft

How It Works

A business line of credit functions much like a credit card, but with better flexibility and often better rates. Once approved, you can draw funds at any time up to your credit limit. As you repay what you’ve used, your available balance resets, no need to apply again.

The best part? Most of our lines are simple interest, meaning paying back early saves you a lot of money, and every payment helps build your business credit profile.

Simple Interest

Revolving Line of Credit

Unsecured (Not tied to any asset and no collateral required, based purely on the reliability of the business itself)

Why Businesses Use Lines of Credit

Highly Cost Effective

You’re not charged interest on unused funds, so you stay in control of costs.

Revolving Access

Use it. Repay it. Use it again. Simple.

Funds available on demand

Need funds fast? Your line of credit is available when you need it.

Is a Line of Credit Right for You?

Lines of credit are ideal for:

Businesses with seasonal revenue swings

Companies that want to avoid paying interest on full loan amounts

Owners looking for flexible funding without reapplying

Startups and newer businesses (qualify for shorter terms)

More established businesses (may access longer terms and higher limits)