Small Biz Heroes
Construction Loans
Construction Loans are best for building new properties, whether for business purposes or investment purposes like rental properties or build-to-sell.
Amounts
$200k -$150M
Terms Length
6 to 24 months
Payment Frecuency
Monthly
Loan to Value
Up to 85%
Closing Time Frame
Less than three weeks
Credit Pull
Soft
Interest Rates
8-15%
BENEFITS
Credit scores as low as 600 for professional investors
Close within 14 days
No appraisal required options avalible
All Commercial Property types; SFR (1-4), Multi-family, Industrial, Office, Retail, Mixed-Use, Hotels, Mobile Home Parks
What Businesses Qualify?
Equipment financing is the perfect option for a company that needs equipment but doesn’t want to use all their own cash flow to buy it. This type of loan will help you acquire equipment without any upfront money, while also acting as a valuable form of collateral in case anything goes wrong and your business needs to borrow more cash down the line.
Equipment financing approvals are based on personal and business credit scores, industry type, positive trade history, existing trade lines, Debt Coverage Service Ratio and the equipment quotes provided by the business owner.
What Type of Equipment?
You might think that our underwriting team is just concerned with your borrowing history, but the type of equipment you are purchasing could also play a role in whether or not we approve your loan. If you’re looking to invest in something high-value and value retaining, then even if your credit profile isn’t perfect yet we may be able to work out an agreement for financing – as long as it’s within budget!
BORROWER CRITERIA
Experience
Required : None
Preferred : 3+
FICO
Required : 600
Preferred : 660
Entity Structure
Required : N/A
Preferred : LLC/Corporate
Permits
Required : No
Preferred : Yes
REQUIRED DOCUMENTATION
Basic CRE application
4 months of business bank statements
Government issued photo ID
Entity Documents
Construction Resume
Construction Budget
Let’s Get You Funded
What do you qualify for?
Getting the right business loan is a lot easier than you think. We help you identify exactly what you qualify for and what program is going to be the best fit to suite your specific needs. See what you qualify for today completely risk free!

Must have a Business Bank Account for most programs





Both location and operation of Business must be in the United States of America or Canada





Must not have an open bankruptcy




