Small Biz Heroes

Working Capital

Get approved for working capital with Small Biz Heroes. Our working capital program can get cash in your business bank account in under 24 hours, so you can have access to fast cash when you need it.

If you need cash fast to grow and enhance your businesses, working capital could be the perfect solution for businesses with no credit history. You can receive money as soon as tomorrow, without any collateral needed!

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AMOUNT

$2k – $15M

Term Length

3 – 24 months

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% of Revenue

1 – 25% of annual revenue

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CLOSING TIME FRAME

As fast as same day

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Credit Pull

Soft

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Payment Frequency

Daily, Weekly, Bi-Weekly, Monthly

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Factor Rate

1.12 – 1.55

BENEFITS

Options for same day funding available

Technically NO minimum FICO

90% approval rate for businesses that receive the majority of revenue via cc processing

Variable repayment without switching cc processor

Who Qualifies For Working Capital?

Merchant cash advances are a short-term solution to your financing needs. This is perfect for businesses that rely on credit card payments, such as small businesses, restaurants and retail stores. They can help with working capital, inventory purchases, debt repayments or unexpected expenses, among other things!

Documents You Need

Basic credit application
4 months of business bank statements
Government issued photo ID
Voided check or bank letter
Financial statements & tax returns for $100,000+ requests

SPEAK TO A PROFESSIONAL

BORROWER CRITERIA

Time in Business

Required: 6 Months

Preferred: 24 Months

FICO

Required: 500

Preferred: 650

Monthly Revenues

Required: $5K

Preferred: $25K

Entity Structure

Required: N/A

Preferred: LLC / Corporate

Revenue Source

Required: N/A

Preferred: Card Payments

An Easy Way to Get Funds For Your Business

Working Capital is an easy and fast method to get your business cash advance without the need for collateral, regardless if you do not currently have a good credit score.

Minimal Paperwork

Easy Approval & Fast Funding

Bad Credit Accepted

Prepayment Discounts for Early Payoff

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Let’s Get You Funded

We help your business grow and can even secure start up funding.

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What do you qualify for?

Getting the right business loan is a lot easier than you think. We help you identify exactly what you qualify for and what program is going to be the best fit to suite your specific needs. See what you qualify for today completely risk free!

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**Secure E-Sign Application - Applying won't impact your credit score.

approvals@smallbizheroesllc.com